Frequently asked questions

Q | Who owns the share capital of Crédit Agricole S.A.?: R | At 30 December 2011, the share capital of Crédit Agricole S.A. is owned as follows:
. SAS Rue la Boétie: 56.2%
. General public and Group employees: 43.5%
. Treasury stock: 0.2% Learn more about : Share ownership
Q | On which market is the Crédit Agricole S.A. share listed?: R | The Crédit Agricole S.A. share is listed on the Paris Euronext "A" compartment. Learn more about : Share profile
Q | What is the nominal or par value of the Crédit Agricole S.A. share?: R | The nominal value is 3 €.
Q | What is Crédit Agricole S.A.’s Isin code?: R | Crédit Agricole S.A.’s Isin code is FR0000045072. Learn more about : Share profile
Q | Does the Crédit Agricole S.A. share feature on a stock exchange index?: R | The Crédit Agricole S.A. share forms part of the indexes :
. CAC 40
. FTSEurofirst 80
. ASPI Eurozone
. FTSE 4 Good Global 100 and the Europe 50
. Dow Jones Sustainability Index Monde
Q | Does the Crédit Agricole S.A. share qualify for the French Service de Règlement Différé (see Glossary)?: R | To qualify for the SRD system, a security must in principle fulfill one of the following two conditions:
. it must be a part of the SBF 120 index
. it must have a market capitalisation of 1 billion euro and 1 million euro traded daily.
The Crédit Agricole S.A. share has been part of the SRD since 14 December 2001. Learn more about : Share profile
Q | How much is the dividend for the year 2010?: R | For the year 2010, a EUR 0.45 dividend was paid.
Q | How does the payment of dividends in shares work?: R | In France, if your shares are held in an ordinary securities account, your dividends will be subject to social security deductions. If the dividend is paid in shares, there are two possibilities: conversion relates to the entire amount of the dividend and social security deductions will be debited from your cash account. If the social security deduction is made by your bank at source, the conversion will concern the amount of the dividend net of this deduction.
Q | Can you hold registered shares in a PEA tax-efficient equity savings plan ?: R | Legally it is possible, but in practice it is not advisable for management reasons.
Q | What happens if I buy shares on a deferred-settlement basis just before the dividend is paid?: R | If you buy shares on a deferred-settlement basis, you will not own the shares until the end of the month in which you buy them. If the dividend is paid in the same month, you will not receive the dividend, but you will receive a compensatory payment in the same amount. This payment must be declared to the tax authorities as a capital gain. The compensatory payment is debited from the seller, who will receive the dividend on the shares sold on a deferred-settlement basis. The seller must naturally declare the dividend to the tax authorities, and will declare the compensatory payment as a capital loss.
Q | What are Crédit Agricole S.A. ratings?: R | Rating agencies’ ratings of Crédit Agricole S.A.:
. Standard and Poor’s: A
. Moody’s: Aa3
. Fitch Ratings: A+ Learn more about : Ratings
Q | What is a “corporate responsibility rating”? (March 2006): R | It is an analysis developed by independent agencies like Vigeo, based on the view that the social and environmental aspects of a company’s activities will influence its long-term financial performance.
Q | What are hedge funds? (June 2006): R | Hedge funds are entities that manage assets for third parties and aim for absolute returns, i.e. they seek to make money regardless of whether financial markets are rising or falling. They take a short-term speculative approach.
Q | What is SRI? (May 2006): R | Socially responsible investment means investment in companies fostering the development of people within their business, in their local environment and on our planet. At Crédit Agricole, this activity is conducted by I.DE.A.M., one of the largest asset management company investing solely in SRI companies in France.
Q | What are Crédit Agricole’s commitments in terms of corporate social responsibility? (July 2010): R | Crédit Agricole S.A.’s signature of the United Nations Global Compact and its inclusion in three socially responsible indices–the ASPI Eurozone in 2004, the FTSE4Good in 2005 and the DJSI in 2008–reflect the Group’s active approach in this area.

Another aspect is the application by Crédit Agricole CIB since 2003 of the Equator Principles, which takes into account the social and environmental risk of all project financing amounting to over US$10 million. Several Group subsidiaries are also signatories of the Principles of Responsible Investing (PRI), namely Amundi in 2006, CA Cheuvreux in 2008, Crédit Agricole Private Equity in 2009 and Crédit Agricole Assurances in early 2010. The PRI commit signatory companies to a programme of genuine improvements in terms of incorporating extrafinancial criteria in investment analysis and decisions.

The Group’s Sustainable Development policy and measures taken are validated by the Sustainable Development Committee, which is chaired by Crédit Agricole S.A.’s General Secretary.
Since 2007, they have also been reviewed by the Strategic Committee, which regularly reports on its work to the Board of Directors.

For further information, please contact us directly.

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