Registered shares

Registered shares are registered with Crédit Agricole S.A. As a result, Crédit Agricole S.A. knows the identity of registered shareholders and can send them documents personally, particularly notices for general shareholders’ meetings. Crédit Agricole S.A. has appointed CACEIS to manage its shareholder register.

There are two types of registered share ownership:

Managed registered shares are registered with the issuer (Crédit Agricole S.A.) but are managed by the financial intermediary selected by the shareholder. The shareholder must pay custody fees and management fees invoiced by the financial intermediary. Managed registered shares may be held in PEA (tax-efficient equity savings) plans.

Pure registered shares are registered with the issuer (Crédit Agricole S.A.), and are managed by Crédit Agricole S.A.’s specialist security management subsidiary Caceis Corporate Trust. There are no custody fees or management fees to pay on pure registered shares. The only fees charged are brokerage fees when the shares are traded on the stockmarket.

Address of CACEIS Corporate Trust, the entity in charge of managing Crédit Agricole S.A.’s registered shares:

CACEIS Corporate Trust
Actionnariat Crédit Agricole S.A.
14 rue Rouget de Lisle
92862 Issy-les-Moulineaux France
Tel: +33 (0)1 57 78 34 33
Fax: +33 (0)1 49 08 05 84
CT-contactcasa@caceis.com

Bearer shares

Bearer shares are deposited at a financial intermediary (traditional or online stockbroker or bank) selected by the shareholder. Crédit Agricole S.A. does not immediately know the identity of bearer shareholders.

However, in accordance with its articles of association, it may ask Euroclear to identify bearer shareholders, since Crédit Agricole S.A. shares are covered by the TPI (identifiable bearer shares) system. By making such a request, Crédit Agricole S.A. can obtain a snapshot of its shareholder structure at a given moment.

Stockmarket trades are executed by the financial intermediary with which the shares are deposited.

Shareholders pay custody fees and management fees to their financial intermediary, according to the intermediary’s fee schedule.