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Housing loan and home furnishing loan for the same price

Along with a housing loan, Crédit Agricole Bank approves a home furnishing cash loan with the same interest rate

In order to help young married couples buy a flat or a house, but also to make it their home, Crédit Agricole Bank has developed a special offer of a housing loan with which it approves a home furnishing cash loan with the same nominal interest rate. Additional benefit is a special discount of 20% on home appliances which the Bank has ensured for its clients thanks to the partnership with Tehnomanija.

 

A home is not just a house or a flat. That is why Crédit Agricole housing loan is more than only that.  Buying an apartment is only the first step to making a home, and in order to help the families build their dream home as soon as possible, the Bank is approving an additional home furnishing cash loan with the same nominal interest rate in the amount of 10% of the housing loan value.  

For example, let’s take a housing loan of 40,000 EUR, where NIR is 2.69% and instalment 183 EUR, with which it is possible to get a cash loan up to 4,000 EUR in RSD counter-value, where NIR is also 2.69% and instalment amounts to 13,613 RSD. Additionally, in order to support the families, the Bank allows one partner to take out a housing loan and the other partner to take a home furnishing cash loan.

For clients who don’t need an additional cash loan but would benefit from reducing the stress on their finances in the first period of the housing loan, which is usually the time when they furnish their apartment, the Bank has prepared a grace period for housing loan repayment without interest calculation during that time. This practically means that the funds are received immediately but the loan repayment will not start until March 2021.

With both above-stated options available for the clients, the Bank has ensured as an additional form of support a 20% discount on retail prices of all appliances on offer in Tehnomanija so that they could furnish their apartment as they have always dreamed.  

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Za više informacija:

Raško Tomašević

Bojan Filipović

064/ 83 63 118

Crédit Agricole banka Srbija je članica Crédit Agricole grupe, vodećeg partnera francuske ekonomije i jedne od najvećih bankarskih grupacija u Evropi. Crédit Agricole je vodeća banka za poslovanje sa stanovništvom u Evropi, prva u asset menadžementu, prva u bankoosiguranju i treća u projektnom finansiranju. Izgrađena na snažnim korenima kooperative, sa svojih 140.000 zaposlenih i 31.500 rukovodilaca u lokalnim i regionalnim bankama, Crédit Agricole grupa je odgovorna i responzivna banka koja uslužuje svojih 52 miliona klijenata, 8.8 miliona zajedničkih akcionara i milion pojedinačnih akcionara. Zahvaljujući modelu univerzalnog bankarstva fokusiranog na klijenta, koji se zasniva na saradnji između banaka za poslovanje sa stanovništvom  i poslovnih linija, Crédit Agricole grupa je vodeći partner u podržavanju klijenata u njihovim projektima u svim oblastima poslovanja sa stanovništvom kroz specijalizovane poslovne linije: dnevno poslovanje, štednja, stambeni i potrošački krediti, osiguranje, privatno bankarstvo, asset menadžment, lizing i faktoring i koroporativno i investiciono bankarstvo. Crédit Agricole se takođe ističe po svojoj dinamičnoj i inovativnoj politici društveno odgovornog poslovanja za dobrobit privrede. Ova politika zasnovana je na pragmatičnom pristupu koji je prožet kroz celu grupu i angažuje svakog zaposlenog.

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