Ways of share-ownership

There are three ways of share-ownership: bearer, managed registered or pure registered.

Bearer

Bearer shares are held in a standard account or in a PEA at the financial intermediary selected by the shareholder, whose identity is not known to the issuing company.

Administered registered

Administered registered shares are held in a standard account or in a PEA at a financial intermediary selected by the shareholder whose identity is known to the issuing company.

Pure registered

Pure registered shares are held in a share account on the register of Crédit Agricole S.A., namely CACEIS Corporate Trust, which becomes the sole point of contact for the shareholder. The identity of the shareholder is known to the issuing company.

Pure registered shares, check your holdings

	Bearer	Managed registered	Pure registered
Account holder	Financial intermediary selected by the shareholder	CACEIS Corporate Trust Relations investisseur Crédit Agricole S.A. 14, rue Rouget de Lisle 92862 Issy-Les-Moulineaux cedex 8 Tél.: 01.57.78.34.33 Fax : 01.49.08.05.84 Ct-contactcasa@caceis.com
Market order	Submitted to the financial intermediary of the shareholder’s choice. Fees vary according to the establishment	Submitted to CACEIS Corporate Trust Brokerage commission from 0.30% with €10 minimum
Management and custody fees	Payable by the shareholder. Variable according to financial intermediary	Exempt from management and custody fees
Invitation to the General Shareholder's Meeting	Request submitted to financial intermediary. The intermediary is then responsible for returning it, together with proof of shareholding, to CACEIS Corporate Trust. The request must be received by CACEIS Corporate Trust at least 6 days before the date of the General Shareholder's Meeting.	No formalities to be completed. The shareholder will automatically receive an invitation to the General Shareholder's Meeting.
Attending at the General Shareholder's Meeting	On presentation of admission card or proof of shareholding and proof of identity	On presentation of admission card or proof of identity
Internet voting at General Shareholder's Meeting	If offered by financial intermediary	Yes
Tax statement	The shareholder receives an "imprimé fiscal unique" (IFU – consolidated tax statement) combining all stock-market transactions in share accounts and PEA accounts in which shares are held.	The holder of pure registered shares will receive from CACEIS Corporate Trust an IFU combining all transactions relating to shares in Crédit Agricole S.A.

Bearer

Managed registered

Pure registered

Account holder

Financial intermediary selected by the shareholder

CACEIS Corporate Trust
Relations investisseur Crédit Agricole S.A.
14, rue Rouget de Lisle
92862 Issy-Les-Moulineaux cedex 8
Tél.: 01.57.78.34.33
Fax : 01.49.08.05.84
Ct-contactcasa@caceis.com

Market order

Submitted to the financial intermediary of the shareholder’s choice. Fees vary according to the establishment

Submitted to CACEIS Corporate Trust
Brokerage commission from 0.30% with €10 minimum

Management and custody fees

Payable by the shareholder. Variable according to financial intermediary

Exempt from management and custody fees

Invitation to the General Shareholder's Meeting

Request submitted to financial intermediary.
The intermediary is then responsible for returning it, together with proof of shareholding, to CACEIS Corporate Trust.
The request must be received by CACEIS Corporate Trust at least 6 days before the date of the General Shareholder's Meeting.

No formalities to be completed.
The shareholder will automatically receive an invitation to the General Shareholder's Meeting.

Attending at the General Shareholder's Meeting

On presentation of admission card or proof of shareholding
and proof of identity

On presentation of admission card or proof of identity

Internet voting at General Shareholder's Meeting

If offered by financial intermediary

Yes

Tax statement

The shareholder receives an "imprimé fiscal unique" (IFU – consolidated tax statement) combining all stock-market transactions in share accounts and PEA accounts in which shares are held.

The holder of pure registered shares will receive from CACEIS Corporate Trust an IFU combining all transactions relating to shares in Crédit Agricole S.A.