LCL optimises management structure to achieve expansion targets

Yves Nanquette, Chief Executive Officer of LCL, and Laurent Paillassot, Deputy Chief Executive Officer, have decided to enlarge the Executive Committee in order to encourage collective management of the company and shorten the decision-making process. The following seven new members will join the Committee, alongside Anne Broches, Head of Human Resources and Services, and Agnès de Clermont-Tonnerre, Head of General Affairs:
- Jean-Marcel Goguelat, already in charge of the Ile de France Ouest network, is to become Head of Retail Networks
- Olivier Constantin, formerly in charge of the Mediterranean network, is to become Head of Business Banking and Wealth Management. He succeeds Paul Carite, who has been appointed Head of Crédit Agricole Guadeloupe
- Olivier Nicolas, previously Head of Financial Operations at Crédit Agricole S.A., has been appointed Head of Finance and Institutional Clients
- Stéphane Priami, Head of Technology and Property, is expanding his scope of responsibility to include procurement and payments
- Michel Morel, already in charge of individual clients, is extending his scope of responsibility to include small business clients and private banking, and becoming Head of Retail Markets
- Christian Jacques, formerly Head of Development of International Retail Banking at Crédit Agricole SA, has been appointed Head of Payment Flows at LCL
- Isabelle Simelière, currently Deputy Chief Executive Officer of the Crédit Agricole d’Ille et Vilaine Regional Bank, has been appointed head of the new Strategy and Transformation Department.
A Communications Department covering external and internal communications has been created, reporting directly to Executive Management. The Department is headed by Marie Petracco, who until now was Head of External Communications.

Biographies

Jean-Marcel Goguelat, Head of Retail Networks at LCL
Jean-Marcel Goguelat joined LCL in 1972 as Head of Retail Clients. Four years later he was appointed Head of Business Clients and in 1988, was made responsible for the Business Banking Market in Essonne, Seine-et-Marne and Val de Marne. He was appointed head of Market Research within the Business Marketing Department in 1993, Head of Back Office in 1996 and Head of Retail and Small Business Markets for Essonne in 2001. The following year, he was put in charge of 11 back offices within the Client Services and Payment Flows Department, before becoming Director in 2006. He was appointed Head of the Ile de France Sud Branch Network in 2007 and then Head of the Ile de France Ouest Branch Network in 2010. Born in 1955, Mr Goguelat is a graduate of the Institut Technique de Banque.

Olivier Constantin, Head of Business Banking and Wealth Management at LCL
Olivier Constantin began his career at Société des Bains de Mer in Monaco. He entered the banking industry in 1986, working for Banque Hervet and then Banca Commerciale Italiana, before joining LCL in December 1992. He was Head of the Arts et Métiers Branch in Paris and then Head of the Legal Department at Banque des Echanges Internationaux from 1997 to 2001. In 2001, he became Chief Executive Officer of Banque Thémis, a position he held for five years before being appointed Head of the Mediterranean Network in January 2007.
Aged 50, Mr Constantin is a graduate of INSEEC business school in Bordeaux and has a post-graduate qualification in Hotel Management from the Glion Institute of Higher Education in Switzerland.

Olivier Nicolas, Head of Finance and Major Institutional Clients at LCL
Olivier Nicolas joined the General Audit Department of Caisse Nationale de Crédit Agricole as an auditor in 1990. He was later appointed team leader and then deputy to the Chief Internal Auditor, responsible for supervising all of the CNCA Group’s audits. In 2000, he joined the Finance Department as Head of Issues and Debt and Capital Securities Investments for the Crédit Agricole network, before being made responsible for Assets and Liabilities Management in 2002. Since April 2005, he has been Head of Financial Operations at Crédit Agricole S.A. within the Group Finance Department.
Mr Nicolas is a graduate of the Ecole Nationale des Arts et Métiers and the Institut d’Etudes Politiques in Paris.

Stéphane Priami, Head of Technology and Property at LCL
Stéphane Priami began his career in the commercial network of Banque Populaire in 1982, before joining Crédit Agricole Ile-de-France five years later. In 1989, he became small business client advisor within the central departments of Caisse Nationale de Crédit Agricole. He then joined the General Audit Department before being made head of distribution channels. As of 1999, he was successively Head of Marketing / Communications / Remote Banking for the Aquitaine region, then Head of Finance and lastly Head of Distribution, while also contributing to the successful merger of three banks in the Aquitaine region. In 2003, he was appointed Deputy Chief Executive Officer in charge of development for the Savoy region. Mr Priami joined LCL in September 2009 as Head of Compliance. He then became Head of Technology and Property and a Member of the Executive Management Committee. He is a member of the Executive Committee and has extended his scope of responsibility to include procurement and payments.
Mr Priami is a graduate of the Institut Technique de Banque, where he later became Assistant Professor (“Maître de conferences”).

Michel Morel, Head of Retail Markets at LCL
Michel Morel began his career in the Business Banking Market upon joining LCL in 1984. He joined the Retail and Small Business Market in 1994 and was made successively head of operations in Valence, Head of the Dijon-Wilson branch in 1988 and then Head of the Business Banking Centre in Chalon-sur-Saône in 1991. After a stint at the Paris head office in 1995 as Head of Retail Marketing within the Retail and Small Business Markets Department, he became Head of Retail and Small Business Clients for Brittany East in 1999. In 2002, he became Head of Retail and Small Business Client Commercial Department within the Eastern Operations Department, and in 2006 became Head of Marketing for the Retail Client Market. He was previously in charge of retail banking clients at LCL.
Mr Morel was born in 1961 and is a graduate of ICN business school in Nancy.

Christian Jacques, Head of Payment Flows at LCL
Having begun his career at the Banque Populaire Group in retail banking and consumer finance, Christian Jacques joined the Crédit Agricole Group in 1989 as head of Marketing at the Haute-Normandie Regional Bank. In 1993, he launched the Group’s life bancassurance operations in Portugal on behalf of Predica and the Espírito Santo Group, and set up Tranquilidade Vida (now BES Vida), of which he is executive director. From 1997 to 2001, he was Head of Network and Marketing at the Val de France Regional Bank. From 2001 to 2006, he was Deputy Chief Executive Officer of Emporiki Bank Group, representing Crédit Agricole S.A. At the time of the takeover in August 2006, he temporarily acted as Chief Executive Officer. In 2007, Mr Jacques was placed in charge of a Group expansion project in Asia within the International Development Department. He was previously Head of Strategy and Development of International Retail Banking at Crédit Agricole S.A.
Born in 1956, Mr Jacques holds a Master’s degree in law from the University of Rennes and completed the Asian International Executive Program at INSEAD.

Isabelle Simelière, Head of Strategy and Development at LCL
Having joined Crédit Agricole in 1982, Isabelle Simelière became Business Banking Manager for the Maine-et-Loire region in 1986 and then Deputy Head of the Angers branch in 1989, before becoming director in 1992. In 1995, she was appointed Deputy Head of Human Resources at Crédit Agricole de l’Anjou et du Maine. In 2000, she joined the Crédit Agricole Côtes d'Armor Regional Bank as Head of Resources and Communications. In 2007, she was put in charge of Distribution and then made head of the Distribution Department at Crédit Agricole S.A., before heading up the Evergreen project in 2009. Since September 2010, she has been Deputy Chief Executive Officer of the Crédit Agricole Ille et Vilaine Regional Bank. Born in 1959, Ms Simelière is a graduate of the Institut Technique de Banque and the Ecole Supérieure de Commerce (ESCAE) in Poitiers.
Marie Petracco, Head of Communications at LCL
Marie Petracco began her career as an advertising agency sales representative from 1990 to 2002 at Lintas, later moving to DMB&B, McCann Erickson and Publicis Conseil. In 2002, she joined Galeries Lafayette as Head of Advertising, before being made Head of External Communications at LCL in 2006.
Born in 1965, Ms Petracco holds a Master’s degree in Applied Foreign Languages from Paris IV Sorbonne and took a degree course in Politics and International Trade at the State University of New York.