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With “Acting Together”, Crédit Agricole des Savoie is the first French bank to have an integrated participatory financing platform registered by the ORIAS*. This new approach to mutual financing draws on our network of regional banks, in direct contact with project leaders. In this way, it illustrates “A whole bank for you” with a 100% human and 100% digital approach.
“acting together” is the first crowdfunding platform integrated into a French bank’s corporate website, approved by the ORIAS*. Donations are collected either to benefit the associations listed and supported by Crédit Agricole des Savoie branches, or to professional sectors that the regional bank supports.
Acting together to support associations’ projects
We can all play a role in providing financial assistance to associations in Savoie and Haute-Savoie. There is no fee charged to donations made on “Acting Together”: €1 collected = €1 donated. The donation page also enables users to introduce their contacts to the association supported via social networks. With this platform, regional banks becomes actors in their regions by helping to strengthen the network of community-based associations. Since the start of June, “Acting Together” has collected donations for more than 33 associations in Savoie focusing on charity, culture, heritage, and the environment, all selected by regional banks.
Discover the association Vanille-Fraise and its project:
A partnership to support players in agricultural biodiversity and environmental preservation
Signed on 7 June, the partnership agreement between Crédit Agricole des Savoie and the endowment fund Div’Agri allows us to expand this initiative to benefit professional agricultural sectors. The platform currently hosts projects approved by Div’Agri for the territories of Savoie. The first project leader to receive support is the UPRA Tarentaise, which works to promote male Tarentaise calves.
The donations made to Div’Agri via “Acting Together” are eligible for a tax exemption:
- For individuals, 66% of the amount of the donation is income tax-deductible
- For companies, 60% of the amount of the donation is corporate tax-deductible.
A Crédit Agricole solution for collecting donations
Donations are collected via E-transactions, Crédit Agricole’s online payment solution.
The e-payment solution was integrated into the platform on 1 June.
* Intermediaries in banking and payment services must appear on the single register of intermediaries maintained by the ORIAS (Article L. 519-3-1 of the French Monetary and Financial Code). To be eligible to register, they must meet four professional conditions in carrying out their activity: proof of honourability, proof of professional capacity, professional liability insurance and financial guarantee.