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Discover the Crédit Agricole Group

Reinventing ourselves every day, just for you.
As a mutual and cooperative group, we belong to our customers and  are driven by this relationship.

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We position ourselves at the heart of the projects of our 51 million customers across 47 different countries.

Our business lines support our clients’ investment and environmental protection projects. These clients include multinationals, SMEs, farmers, artisans, associations, communities, families and individuals.

We establish with them a relationship based on trust, openness and loyalty. 

51 million

retail customers in France

10,1 million



employees worldwide


Our close relationship with our customers helps us move forward together.
Our innovative Strategic Ambition 2020 programme confirms our role as a universal customer-focused retail bank.

We are universal because we have all the necessary business lines and activities to respond to the needs of our customers. By adopting a global approach to their professional and personal assets, we help them to ask the right questions and make informed decisions about the future with regard to asset management, savings, insurance, pensions and real estate.

Philippe Brassac Chief Executive Officer of Crédit Agricole S.A.


Read the integrated report

2018/2019 integrated report


Did you know ?

No. 1 bancassurance group

in Europe

No. 1 asset manager

in Europe

No. 1 lender

to the French economy

No. 1 real estate investor

in France

We are a retail bank because we continue to rely on the strength of our local network, but also because we adapt to changes in customer trends. We provide straightforward, independent advice, offering both the best digital services and the expertise of your own personal advisor.


We work hard every day to create a new banking experience that is both 100% digital and 100% personal.

Each of our customers can choose their preferred means of contact with their advisor, evaluate their needs or monitor their transactions at any time, whether online, on smartphones and tablets, by phone or in branch.

No. 2 brand and no. 1 group

for digital services in France


million users

of the Ma banque mobile app


Group branches worldwide



We have always fostered an environment of transparency and trust, just for you.

Transparency, closeness to our customers, accountability and openness: these are the values that have guided us for more than 120 years.

Our business lines put us right at the heart of the lives and projects of our customers and of society as a whole, which bestows upon us great responsibility. We make sure the value we create is shared fairly and sustainably with our customers, members, shareholders, employees and partners



These are also the values that drive us internally, in each Group company, in both intra-Group relations and our dealings with you. They are reflected in our corporate governance, which is based on both the Group’s tradition of mutualist values and the rules applied by large listed European companies.


Preparing for the future, just for you

Since our future is intertwined with that of our customers and partners, in the form of Strategic Ambition 2020 we have created a strong medium-term plan to meet the needs of all our stakeholders in a changing and challenging environment.

In order to implement the plan, which sets out our priorities for the future, we will rely on our strengths: a solid mutual and cooperative structure; a universal retail banking model both in France and internationally; powerful specialist business lines, a prudent risk profile, sector leadership consolidated year upon year, expert staff and a firm commitment to corporate social responsibility.

This plan also reflects the culture of the Group. Client focus, which enables us to combine all our businesses and activities to respond to the needs of all our customers or offer global solutions.

Community focus, which is part of our DNA and at the forefront of how we think about new relationship methods and new ways of managing people’s assets.

10-15 minutes

to open an account

100% computerisation of customer journeys

making things easier for our advisors and customers

€7.7 billion

of investment over four years to prepare for the future

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