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2025 KEY FIGURES:Total premium income[1] at €52.4 billion, up +20.1%[2]· Record net inflows[3] of +€15.9 billion of which half on the General Account· Net income Group share of €2,030 million[4], up +7.8%2 excluding the effect of the exceptional corporate income tax· Solvency II prudential ratio estimated at ca. 195%Footnotes[1] « Non-GAAP » revenues ↑[2] At constant scope, i.e. excluding the consolidation of Abanca Seguros Generales (“ASG”, a Spanish 50%-owned property and personal protection insurance subsidiary) on September 30, 2025, with retroactive effect at January 1, 2025, and excluding the consolidation of PiùVera Assicurazioni and PiùVera Protezione (Italian 65%-owned subsidiaries, respectively active in property and personal protection, and personal protection insurance) on December 31, 2025, with retroactive effect at January 1, 2025, changes are: +19.0% for total premium income, +2.9% for international premium income, +3.5% for the net income Group share and +7.7% for the net income Group share excluding the exceptional corporate income tax ↑[3] In local GAAP ↑[4] The contribution to the net income Group share of Crédit Agricole S.A. amounted to €1,992 million. The difference with Crédit Agricole Assurances’ net income Group share was mainly due to analytic restatements. ↑

DYNAMIC ACTIVITY AND STRONG RESULTS IN 2025

On January 9th, 2026, the European Central Bank has notified its approval to cross the 20% threshold in the share capital of Banco BPM S.p.A («Banco BPM»).

Indosuez Wealth Management and Crédit Agricole CIB are announcing the creation of Indosuez Corporate Advisory in France, a new financial advisory entity to support executive shareholders of SMEs and mid-caps, family holding companies and private equity funds in their strategic operations.