Crédit Agricole in Ukraine

Joined the Group in 2006 (Index Bank).

Following a profound restructuring, has operated under Crédit Agricole brand since 2011 and merger with CACIB Ukraine.

A universal retail bank with a strong specialization in MNCs and agri-food, a market in which CAU has a strong reputation and expertise.

Has been maintaining a high level of profitability also during the restructuring phase of the banking industry following the Ukrainian crisis of 2014.

Leadership in Agro-agri and development of the corporate segment. Strong financial performance in 2019 with solid underlying fundamentals.

 Ukraine: 43.79 million in habitants

+ of 400 000 customers 141 branches 2,150 employees   Total assets: 1.8 Bn€

Highlights - Prizes and Awards

• Deal with the European Bank for Reconstruction and Development, EBRD to support micro, small and medium sized companies
• First bank of the country to launch the Mobile SIM service
• Launch of new CA+ app features

Source: IBD/FIN - Data at 12/31/2022

MTP 2022 Strategic ambition: ensure a high profitability through a balanced sectorial growth

• Stengthen leadership position on MNCs and Agri / Agro through the development of expertise. Strengthen cooperation with Group entities in France and abroad (Germany, Poland); Implement a specialization strategy on key sectors and expertises. Enlarge products offer (leasing);
• Balance the model by tending towards 50% of Proximity Banking revenues: omnichannel distribution strategy, deployment of the Group's marketing and distribution tools, development of advanced mobile solutions, optimization of funding in local currency;
• Strengthen customer satisfaction in support of the move upmarket with a focus on the mass/affluent segments.

source : Insee FMI, ECO (Data at end 2020)