Crédit Agricole Leasing & Factoring

An expert subsidiary of the Crédit Agricole Group, Crédit Agricole Leasing & Factoring is a major player in factoring, leasing (equipment and real estate), and renewable energy financing in Europe.

CAL&F relies on the Crédit Agricole Group's banking networks (Caisses Régionales de Crédit Agricole, LCL and Crédit Agricole Corporate and Investment Bank) and on non-banking partners (manufacturers, equipment distributors, brokers and credit insurers).

CAL&F develops solutions for professionals, farmers, companies of all sizes and local authorities.

• In leasing, for the acquisition of equipment and real estate or projects for the development of the territory and renewable energy;
• In factoring, for financing the operating cycle, securing commercial risk, collecting customer receivables and guaranteeing against non-payment;
• Project finance for sustainable energy and infrastructure.

With a presence in 10 countries, CAL&F has 2,676 employees, including 1,570 outside France, and manages €29.7 billion in outstandings, 29% of which is financed outside France (data to end-2022).