Our areas of business
The leader on the French payment market, Crédit Agricole Payment Services has the expertise, size and infrastructure to offer banks and major issuers simple, comprehensive, effective and competitive solutions that comply with all regulatory and technical requirements in the sector in the fields of:
- Electronic banking (bank card, payment terminals/machines, etc.)
- Flows (transfers, debits, SEPAmail, SWIFT, etc.)
- Security of transactions and data (3DSecure, biometrics, SCAD, etc.)
At the same time, in an approach to support the Group entities such as CACIB, CA-CF, Regional Banks or LCL, CAPS regularly takes part in developing made-to-measure offers to answer bids to tender on the Major Issuer market.
Lastly, throughout the year and in a transverse manner, the CAPS LAB’ Paiement is involved in an innovative approach by identifying tomorrow's payment uses and methods in order to develop new offers. Major projects are notably focused currently on mobile payments, with the launch of in-store contactless Paylib with biometric authentication in April 2017, cardless cash withdrawal at ATMs (with use of a unique code per transaction), the use of connected objects such as the Cashless bracelet or POP technology to access a universe of digital services, including payment in restaurants.